Use it or lose it.
Depending upon the plan you’ve enrolled in, your benefits may expire annually. This means if you don’t “use it” you “lose it” until the next year. Since you are contributing your hard-earned money toward your coverage, there’s really no excuse to skip your annual eye exam or see your optometrist should you experience any changes in your vision.
What’s more, there are Flexible Spending Accounts or Health Spending Accounts that don’t allow for your deposited money to roll over into the next year. If you don’t spend what you’ve allocated, you may be at risk of losing that money entirely.
Think beyond the traditional examination to a second pair of eyeglasses, prescription sunglasses, photochromic lenses, or eyewear that’s specifically designed to fit your lifestyle. All might be within ready reach if you maximize your vision insurance coverage.